Demystifying Home Loans

If you haven’t experienced it before, the home loan process can feel overwhelming, but our agents will help you stay informed throughout the process, from pre-approval to closing. The first thing to do is consult with a mortgage specialist (or two). If you don’t already have someone in mind, we partner with some of the best lenders in the industry, and we’d be happy to introduce you, so you’ll be taken care of.

I love that house! What are my financing options?

Imagine buying your dream home. Connect with a lender to help you make it happen.


Kevin Newton
Branch Manager
1200 S. Sheldon Rd, Suite 150
Plymouth, MI 48170
[email protected]

Our lender partners at Success Mortgage Partners have you covered. You may be surprised that there’s a down payment option for every budget — and zero-down options still exist! Their low interest rates make home ownership more affordable than renting in most cases. And just as importantly, their tried-and-true underwriting systems make for a smooth, low stress closing experience. Make contact today for a free payment estimate and to learn about special programs that may work for you!


Get Pre-Approval

Before you start looking for a home to buy, it’s a good idea to meet with your Loan Officer to get pre-approved for a loan amount. At this stage, the lender gathers information about income, assets and debts of the borrower (you) to determine how much house you may be able to afford. This includes a credit report, W-2 forms, pay stubs, Federal Tax Returns and recent bank statements. There are a variety of different loan programs, so make sure to get pre-qualification for the specific programs that best suit your needs.

 Application & Processing


 When you find property you’re ready to buy, your lender will help you     complete a full mortgage loan application, and talk you through the   various fees and down payment options. The application is submitted to   processing, where the documents are reviewed and appraisals and title   examination are ordered. Then the loan is sent to an underwriter, who   reviews and approves the entire loan if it meets compliance.



Don’t be surprised if you’re asked for additional documentation or  clarification throughout the process. Once your loan is approved, don’t  forget to set up homeowners insurance. Your documents will be sent to the  title company, where you’ll sign for the new home and pay any remaining  costs. Then the loan is recorded and you get the keys. Congratulations, 

happy homeowner! 

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.